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Helping to guide home buyers and sellers with advice, info, and tips.

The Home Selling Process In Seven Steps

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Home Selling Process

It is vital to understand the home selling process before listing. The last thing you want is to feel like you’re flying blind while hoping for the best. As a Realtor, I’ve put together a condensed step-by-step guide to sell your home.

a step by step guide for the home selling process
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Buying New Construction vs Existing Homes

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New Construction or Resale?

As you continue your home search, I’m sure you’ve wondered if it’s better to buy new construction or a resale home. You might love the idea of owning a home with the latest safety standards and modern technology. Or you might like the idea of buying an older home because of its charm. But of course, both will come with their fair share of pros and cons. Here are a few reasons you may prefer to buy a newly built home over an existing one.

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11 Tips for First-Time Home Buyers

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Buying a Home for the First Time

Buying a home can be a daunting task for first time home buyers.

However, as a Realtor, I understand.

Below I have eleven tips for first-time home buyers.

Featured: 10 Major Advantages of Owning a Home

But first, what exactly is a first-time homebuyer?

First Time Home Buyer Definition

The U.S. Department of Housing and Urban Development defines a first-time home buyer as the following:

  • You haven’t owned a primary residence for three years. However, if you’ve owned a home but your spouse hasn’t, both of you can still buy as first-time home buyers.
  • You’re a single parent who has owned a home with a former spouse while married.
  • You’re a displaced homemaker who has only owned with a spouse.
  • You have only owned a primary residence that wasn’t attached to a fixed foundation.
  • You’ve owned a home that wasn’t up to code. Or if it wasn’t possible to bring the property up to code for less than the cost to rebuild.
Rent Vs. Own [INFOGRAPHIC] | Keeping Current Matters
Crew, KCM, “Rent vs. Own,” Keeping Current Matters, August 9, 2019, https://www.keepingcurrentmatters.com/2019/08/09/rent-vs-own-infographic/
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Things to Know About a Home Inspection

Learning About Home Inspections

Did you know 85% of home buyers request a home inspection? I think it’s safe to say, taking this step during the home buying process is extremely important, and that goes for both new construction and older homes. Doing so before taking ownership may save you a grip in the long run.

8-things-buyers-need-to-know-about-home-inspections-infographic
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The Benefits of Hiring a Realtor to Sell Your House

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Hiring a Realtor to Sell Your House

You in particular may question hiring a Realtor to sell your house.

Well, just to clarify, yes, you should hire a Realtor to sell your house.

Firstly, I am a Realtor myself.

I know what you’re thinking to yourself as a result of that statement.

“As a Realtor, why wouldn’t he say yes?”

Besides the fact that I am a Realtor, that’s not why I said yes.

Statistically, hiring a Realtor to sell your house can save time and money.

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Each Mortgage Type Explained

Which Mortgage Type?

5 types of mortgage loans for homebuyers: Which is best for you? | Fox  Business

Knowing what mortgage type is best for you can be somewhat of a doozy. For this reason, it should in your best interest to find a reputable mortgage lender. This will allow you to be consulted by an expert while finding out what home loan is best.

Before continuing, I must make a disclaimer. My intent with this article is to briefly describe each type of loan while giving my opinions. I am a Realtor, and I do not proclaim myself to be a mortgage expert whatsoever.

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Top 10 Home Improvements to Increase Resale Value

Most Valuable Home Improvements

A group of tradesmen getting ready to help homeowners make the most valuable home improvements.
Image by Alexas_Fotos from Pixabay

“What are the most valuable home improvements?”

If a homeowner is planning to sell their home in the future, this is a question one may ask.

As a Realtor, I understand making changes to one’s home is oftentimes a very emotional process.

My advice to all homeowners is to disallow ones emotions to make “value-add” decisions.

For example, adding a swimming pool and over-personalizing the home are some of the worst home “improvements” one could make.

Therefore, “added” resale value will remain stagnant.

This is why hiring a professional interior designer is highly recommended.

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First-Time Home Buyer Programs in Virginia

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Affordable Housing Programs In Virginia

Finding affordable housing as a first-time homebuyer in Virginia can be a significant challenge. Especially as home prices continue rising. Well, thanks to down payment and closing cost grants offered by the Virginia Housing Development Authority (VHDA), affording a house doesn’t have to be so hard after all.

In fact, these grants don’t have to be repaid whatsoever, and all of the VHDA’s mortgages have 30-year terms with a fixed interest rate.

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Buying vs Renting a Home

The Buying vs Renting a Home Discussion

When it comes to buying vs renting a home, it all depends.

According to the National Association of Realtors®, 78% of non-homeowners believe homeownership is a good financial decision.

Wealth Front states only 37% of millennials between the ages of 25 and 34 own a house.

Subsequently, 63% out of the bunch stated they regretted buying a house.

59% of these individuals stated their top reasoning for regretting their purchase was due to unforeseen maintenance costs.

For example, just because your lender pre-approves you for $350,000 doesn’t necessarily mean you can comfortably afford the monthly payment of such.

Perhaps, the limit to which you’re comfortable with $320,000 instead.

But just like anything else in life, there are pros and cons to each when it comes to buying vs renting a home.

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The Pros and Cons of FSBO

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Here’s Why You Should or Shouldn’t Go FSBO

Going FSBO, otherwise pronounced as “fis-bo,” has pros and cons that are often overlooked. Selling your house is going to be a heck of a lot more work than you think. It also doesn’t help that the internet seems to make some of us believe we can do anything ourselves. Hence, potentially causing your solo effort to end with costly mistakes and deep remorse.

Think You Should For Sale By Owner? Think Again! [INFOGRAPHIC] | MyKCM
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